Use your home’s current value to create even more with equity-building opportunities like home renovations, funded by a home equity loan.
• Fixed interest rate
• Fixed terms: 5, 7, 10, or 15 years
• No upfront application fee
36-84 month loan options available for new cars, used cars, trucks, SUV's and vans.
Used car loans are not eligible for 84 month loan periods.
1166 Members Save $500 Off Any Vehicle Purchase at Spirit Auto Centers in Swedesboro, a proud Select Employer Group.
We offer some of the most competitive rates in the region for auto loans and home equity loans!
High-yield money market account with flexible access to growing funds!
• 3.00% Annual Percentage Yield (APY)
• Minimum deposit of $2,500 to earn APY
• 2 free withdrawals monthly
• Exclusive cost-saving benefits
• Access to over 5,000 shared branches
• Free financial counseling
• Convenient and local support
1166 FCU is a regional credit union serving communities in Southern New Jersey, Southeastern Pennsylvania, and Northern Delaware.
Since 1936, 1166 FCU has diligently served its members, providing financial guidance, exceptional loan and credit card services, & other personal and business banking tools.
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Anne Gomez is a long standing credit union member of over 15 years. Anne found 1166FCU through an employee work fair where we had participated. The CEO at the time was Anne Marie, she participated in the fair and shared information about joining the credit union which enticed Anne Gomez into becoming a member & saving herself some money.
What was the credit union like when you first became a member?
I joined after she explained that it would help me save money. I could set up direct deposit to my checking and savings...
Something BIG is coming this March! Something so big that nearly two centuries of history have influenced its very existence.
On March 20th, 1166 Federal Credit Union proudly celebrates 90 YEARS of helping members build stronger financial futures.
As we celebrate this incredible birthday milestone, join us as we reflect on our story and the iconic credit union breakthroughs that defined our past, while looking to the bright future ahead.
1844 - The Rochdale Society of Equitable Pioneers
Our story naturally begins in the BC era, that is, Before Credit...
This March, 1166 Federal Credit Union (1166 FCU) celebrates its 90th year in business! Founded in 1936 to support the financial needs of Mobil research employees, 1166 FCU now provides financial products, services, and education to regional communities in Southern New Jersey, Southeastern Pennsylvania, and Northern Delaware.
Based on its philosophy of “real people helping real people manage their finances,” 1166 FCU’s recharter in 2024 breathed new life into the institution by expanding its outreach to the tri-state area’s 1.5 million unbanked and underbanked individuals. Over the past couple...
1166 Federal Credit Union has officially launched its new money market product, “Money Market Plus,” now available to new and existing credit union members. Federally insured by NCUA, this high-yield account offers flexible access to funds as they grow. The Money Market Plus account features include:
3.00% Annual Percentage Yield (APY*)
2 free withdrawals monthly**
No monthly maintenance fees
Minimum deposit of $2,500 to earn APY
Dividends are calculated daily and paid monthly
Here’s a new take on slimming down for summer, and it doesn’t involve Tai-Chi walking! As auto purchase prices have climbed from an average of $34k to $50k in the past decade, purchasers are now seeking value over luxuries. And, with gas prices rising, they are also opting for smaller, fuel-efficient SUVs and trucks over larger models.
If you’re considering ways to cut down on your transportation costs, here’s the skinny on auto loans.
What is an auto loan?
Auto loans save the day for vehicle purchasers who prefer not to or don’t have the cash to pay the full cost of a vehicle up front. Instead, a lender provides the funds to purchase the car, and the borrower repays the loan over time through monthly payments that include principal,...
Gas prices slowing your roll? Airline charges keeping you grounded? While we provided financial-planning trip tips in our last blog, we know times are tough for vacation planning this year. That said, the good news is that staycation options abound.
In addition to regional summer fun activities, with the FIFA World Cup and America’s 250th birthday celebrations, our communities are rolling out the red carpet to welcome global and national visitors to our region. Why not stay local and enjoy the party?
Think Local:
With some of the best summer experiences right in your backyard, there’s no need to feel “stuck” at home. You just have to know where to look! Here’s how to find them:
1.) Community Pages
The easiest way to know what’s happening in your community is by going to the source. Most towns, counties, and states have calendars for special events (most of which are free) like festivals, concerts, and seasonal activities. Take a look:
Anyone else plagued by HATAT syndrome: How Are They Affording This? It’s the thought that hits the moment I scroll through someone’s vacation photos on Instagram, along with “take me with you!”
If you’re tired of FOMO and want a summer trip that doesn't trip up your finances, here’s how to do it without paying the price long after you’re home.
Not All Who Wander Can Afford It
The average one-week vacation in the U.S. costs about $2,000 per person, and more than half of U.S. adults plan to take a vacation this year. Yet, nearly 29% of these vacationers expect to go into debt to fund their trips.
So that “How are they affording this?” question?
Well, a lot of times…they’re not. They’re just delaying the cost.
Debt Reality...
Post-chocolate jeans, a crowded room, the Federal Reserve’s balance sheet - some things are known for being tight. But now thanks to quantitative easing, one of those is loosening, and it has nothing to do with Valentine’s Day treats or packed rooms, and everything to do with the future of your finances.
What Has the Fed Been Up To?
Since 2022, the U.S. central banking system, also known as the Federal Reserve or “the Fed”, has been pursuing Quantitative Tightening (QT), a strategy that reduces the amount of money circulating in the economy by selling government assets and securities.
This policy produces everyday consequences like:
High interest rates
Lower inflation
A slower economy
Tighter credit and fewer loan approvals
Reduced consumer and business spending
Between you and me, the only thing I really love on that list is lower inflation. So, when would the Fed embrace QT?
When Does the Fed Use Quantitative Tightening?
Post-pandemic, QT made sense because...
Anne Gomez is a long standing credit union member of over 15 years. Anne found 1166FCU through an employee work fair where we had participated. The CEO at the time was Anne Marie, she participated in the fair and shared information about joining the credit union which enticed Anne Gomez into becoming a member & saving herself some money.
What was the credit union like when you first became a member?
I joined after she explained that it would help me save money. I could set up direct deposit to my checking and savings...
When did you first become a member of the credit union, and what originally led you to join?
I worked at the Exxon Mobil Research facility in the Blend Plant and later in Building 48, and joined in 2015. I was having issues with my bank, and a co-worker recommended the credit union. Ever since, it’s been a part of every financial purchase I’ve made.
What was the credit union like when you first became a member?
The credit union staff have always been there...
Bill Angelini is a dedicated Greenwich Township fire official and former chief who has maintained a loyal membership with 1166 Federal Credit Union for four decades. He utilizes the institution for a wide range of financial needs, including auto loans, building refinancing, and high-yield CDs, while leveraging payroll deductions for easy saving. Despite the convenience of digital banking, Bill visits the branch weekly because he highly values the competitive rates and the personalized, "first-name" service provided by the staff.
“For the past 40 years, this credit union has been...
Credit Union #412589 | RSSD #644271 | Maureen Sovani NMLS # 2771931 | Marci Brozey NMLS #1069036 | Michael DiPlacido NMLS #144422
95 Woodstown Rd, Unit C
Swedesboro NJ 08085
Monday - Friday:
8:30am - 4:00pm
(856) 542-9235
231278122
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